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Extra Cash

Avoiding paying those bills due to no money? Don’t! Its time to find an extra or part-time job. It may not sound very glamorous or fun BUT getting behind on bills hurts you credit and your pocketbook. Here are some ideas to help find the right FUN “part-time” job for you!

Elder Care- With our aging baby boomer population, you will find more and more older adults looking for help. Whether it be cooking, cleaning, or just chauffeurs on the weekends, millions of people need part-time able body help in their homes.

Lawn/Handyman Care
- This goes the same as above but sometime younger professionals need this type of care too. If you don’t mind getting sweaty and fixing and maintenance thing, this may be a good area for you.

Child Care
- Thinking babysitting is just for grown ups? Try again. A lot of mothers and non-mothers will often make time available on their weekends to help take care of other people’s children. A lot of people are NOT quite in need of a nanny but would like to have someone available more than once a month to watch their children.

House Keeping
- A lot of people can make extra money cleaning houses once a week for a friend neighbor or stranger. Most gigs pay between $35 and $75, depending on size of house, location, and animals. But if you can find one person you do cleaning for weekly or two you do it for every two weeks, think about the extra cash you could have!

Pet Sitting/Walking
- This is a growing area, especially if you work from home or non 8 am to 5 pm hours. People especially in cities where housing is tight and compact are willing to pay decent wages for their pooch to get some daily exercise and playtime! If you love animals this is for you!

Serving/Bartender- Local restaurants and food delivery places are in high demand on the weekends and night shifts, see if you can pick up a few to make some extra dough, no pun intended!

Online Blogging/Writing/Surveys- Are you an online surfer. Do you like to take part in social media, survey and/or reviews, then get paid to do it. Companies need “testimonials” and new content all the time for their blogs and websites. Look to the web to find part-time writing jobs for some easy cash.

One-time event promotions and labor- Events are happening all around us and a lot of these traveling events hire in their local area for help with promotion and/or labor. Look to see what events (large and small) are coming to your area to see if they are hiring some temporary help!

Computer Set-up and IT support- There are a lot of baby boomers out there that need help with their PC and using the internet. things that may seem basic to you are services older Americans may be willing to pay you to help them learn or set-up. Post an ad or answer some local Craigslist posting to see if you can do what they need!

Not up for manual labor try these tips
Sell extra stuff online on Craigslist, Ebay, etc.
Sell arts and crafts on Etsy, Ebay, Craigslist
Have a Garage Sale

If you have applied for a payday advance recently and been denied, there could be several reasons impacting your chance of approval.

First off, if you have multiple or even one payday loan open, at the time you apply, you will first want to pay that one off before most lenders will extend you another one. Regardless of what you may hear, payday lender do keep track of open payday loans through companies like Teletrack or CL Verify

Second make sure the money you are requesting isn’t more than half of what you make in a payment cycle. So if you get paid $1,ooo every two-weeks you most likely won’t be approved for any amounts over $500.

Three apply early in the day. A ,ot of payday advance sites are lead aggregators, meaning they are only there to collect your info and get you to the place you need to be. They never charge you for their service but do charge the company a commission or lead generating fee. Why this relates to the payday advance customer is because, payday lenders have a pre-determined cap of what they are going to lend that day. The earlier you apply EQUALS a better chance at approval.

For more tips on how to get approved for a payday advance

Have you ever read any of your credit card terms and agreements? Or if you have ever taken out a loan on a car or house you can understand how hard those documents are to read and understand. Now imagine you are an immigrant coming to America, you finally become a citizen and want to open your first line of credit. Now imagine trying to read that contract in English if it wasn’t you first language.. Exactly the same feeling you had but worse. Financial literacy in this country is low enough that you don’t need to add confusion due to translation into the equation.

Thanks to the new Obama-Approved Credit Card Reform Act of 2009, English as a second language (ESL) English Language Learners (ELL) as well as other English-Speaking Americans will hopefully begin to understand the terms of any financial contractual obligation a little more in-depth. However, one critical element that is missing is the mandate to offer that loan document, terms and conditions in the “loane’s” or customer’s native language. While this seems like a lot of work for any company large corporations should have the availability of resources to easily translate all of their contracts to any language. This would not only be a customer service/loyalty incentive, it would also help people better understand their contractual financial obligations and hopefully participate more in the traditional American Banking System.